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| General Description | Mainly to help finance the purchase and / or improvement of a property, or the takeover of an existing property loan from another financial institution. | Mainly to help finance the purchase and / or improvement of a property, or the takeover of an existing property loan from another financial institution. | Mainly to help finance the purchase and / or improvement of a property, or the takeover of an existing property loan from another financial institution. | | | | | | | | | | |
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| Suitable for Home Loan | Yes | Yes | Yes | | | | | | | | | | |
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| Suitable for Home Improvements | Yes | Yes | Yes | | | | | | | | | | |
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| Suitable for Equity Release | Yes | Yes | Yes | | | | | | | | | | |
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| Suitable for Commercial Property | No | No | No | | | | | | | | | | |
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| Interest Type | Variable rate | Variable rate | Fixed Rate terms of 2, 3, 5 & 10 years available. | | | | | | | | | | |
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| Interest Rate | During periods of falling interest rates, monthly repayments will fall. When interest rates rise, monthly repayments will rise. | If your current account is normally in credit or you have money in a savings account, an Offset Mortgage option can put all of your money to work by reducing the interest payable on your home loan. | When the fixed rate period ends, you will be notified and you may choose from our available options at that time. | | | | | | | | | | |
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| Apply via | Branch | Branch | Branch | | | | | | | | | | |
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| Amount | Minimum €20 000
No Maximum | Minimum €20 000
No Maximum | Minimum €20 000
No Maximum | | | | | | | | | | |
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| Term | 1 yr to 30 yr, if residential investment maximum 25 years | 1 yr to 30 yr, if residential investment maximum 25 years | 1 yr to 30 yr, if residential investment maximum 25 years | | | | | | | | | | |
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| Pre-requisites | Personal customer aged 18 years or more, who have a borrowing need to purchase, improve or refinance a property. | Personal customer aged 18 years or more, who have a borrowing need to purchase, improve or refinance a property. | Personal customer aged 18 years or more, who have a borrowing need to purchase, improve or refinance a property | | | | | | | | | | |
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| Capital and Interest | Yes | Yes | Yes | | | | | | | | | | |
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| Interest Only | Yes | Yes | Yes | | | | | | | | | | |
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| Lump sum payments and overpayments permitted | Yes | Yes | No | | | | | | | | | | |
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| Fixed Rate Terms | No | Yes | Yes | | | | | | | | | | |
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| More details | | Instead of earning interest on your savings, you pay less interest on your mortgage. | In the absence of your instruction at the end of the fixed rate term the loan will revert to the bank's applicable variable home loan rate. | | | | | | | | | | |
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| Mortgage Discount available | Yes, Easy Plus and Prestige Package holders may be eligible for Easy Plus or Prestige Home Loan Discount | Yes, Easy Plus and Prestige Package holders may be eligible for Easy Plus or Prestige Home Loan Discount | Yes, Easy Plus and Prestige Package holders may be eligible for Easy Plus or Prestige Home Loan Discount | | | | | | | | | | |
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