Offset mortgageOffset mortgage

Is your current account normally in credit? Do you also have a savings account? Then a National Irish Bank offset mortgage can significantly reduce the interest payable on your mortgage. How? It takes the money you have, and ‘offsets’ it against any money you owe. So you can use your current and savings account balances to help repay your mortgage. With an offset mortgage, your money works a lot harder for you.
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Offset mortgage

The benefits of an offset mortgage include:

  • Your savings work harder for you by reducing the interest you pay on your mortgage.
  • You can use your offset current account and offset savings account as you would normally, making deposits and withdrawals whenever you choose.
  • You can make occasional lump sum payments on your mortgage.
  • You have the option of weekly, fortnightly or monthly repayments.

 

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Danske Bank A/S (trading as National Irish Bank and NIB) is authorised by The Danish FSA in Denmark and is regulated by the Central Bank of Ireland for conduct of business rules. Registered Branch in Ireland Number 905623. Registered Office: 3 Harbourmaster Place, I.F.S.C, Dublin 1. Registered office in Denmark: 2-12, Holmens Kanal, DK-1092, Copenhagen K, Denmark. Details of all Danske Bank A/S directors can be viewed at its registered offices. Danske Bank A/S Irish branch trades as National Irish Bank and NIB. Danske Bank A/S is a plc registered in Copenhagen, CVR-no. 61126228, at the Danish DCCA.

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