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| Description | A savings account with a 'reward' interest rate for those months when you don't withdraw. | A savings account which offers an attractive interest rate and provides flexibility and instant access to funds. | A savings account with an attractive interest rate for children aged 0-16 | A savings account for the over fifties which provides instant access to funds at an attractive rate. | A deposit account with a fixed rate of interest. If you open and manage a Fixed Term Deposit in eBanking you will receive a better rate of interest compared to opening it in a branch. | | | | | | | | |
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| Interest* | Reward rate paid when no withdrawals in a calendar month.
Active rate paid when any withdrawal made in a calendar month. | Flat rate | Tiered interest rates | Tiered interest rates | Fixed tiered interest rates | | | | | | | | |
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| Withdrawals | Instant access | Instant access | Instant access | Instant access | Withdrawals can normally only be made on maturity date. If you need to make a withdrawal or close the account before the end of the fixed term then you can apply to do so. We will normally only agree to such a request in special circumstances and an early withdrawal charge, calculated at the time of the withdrawal, will apply. Although the capital is guaranteed, these changes may reduce the initial deposit amount. | | | | | | | | |
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| Amount | Minimum deposit €1
Maximum balance €100,000 | No maximum balance | Minimum deposit €1; Maximum opening deposit €5 000; No maximum balance | No minimum or maximum amounts | Minimum balance €2,000; maximum balance €2,000,000 | | | | | | | | |
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| Pre-requisites | Personal customers aged 18 years or over. Customer must have eBanking or telephone banking to operate account. | Personal customers aged 18 years or over. | Children aged 0-16 (accounts opened for children under the age of 7 are opened under trust). | Personal customers or non-customers aged 50 years or over. | New or existing personal customers aged 18 years or over | | | | | | | | |
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| Deposits | Electronic Transfers and Standing Orders | Lump sum or standing order | Lump sum or standing order | Lump sum or standing order | Lump sum | | | | | | | | |
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| Access | Via eBanking or telephone banking
| Via branch, telephone or eBanking | Branch | Via branch, telephone or eBanking | Via branch, telephone or eBanking | | | | | | | | |
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