| Prestige Package |
Overdraft & MasterCard Platinum Card Account |
9.75% |
14.38% |
| Easy Plus Package |
Overdraft & MasterCard Gold Card Account |
10.25% |
14.95% |
| Freedom Package |
Overdraft |
9.00% |
 |
|
MasterCard Standard Card Account |
11.00% |
15.81% |
| Easy Package |
Overdraft & Credit Card Account |
11.00% |
15.81% |
|
Visa Card |
15.00% |
20.51% |
| Principal Overdraft† |
Including Principal Offset |
11.60% |
|
| Personal Overdraft |
Including Offset Accounts |
12.10% |
|
| Prestige Savings Account (All balances) |
2.00% |
2.00% |
| Easy Plus Savings Account (All balances) |
1.50% |
1.50% |
| Chequemate† |
0.05% |
| Chequeplus† |
0.05% |
| Freebank† |
0.05% |
| Student Account† |
0.05% |
| Principal Account & Offset† |
0.05% |
| Easy Plus |
1.00% |
| Prestige |
1.75% |
| Freedom |
2.00% |
| Charged on amounts in excess of agreed facilities in addition to the rate applicable to the account |
9.00% |
* The annual rate of interest charged on a loan taking account of all the costs involved over the term of the loan, such as any set-up charges and the interest rate. It is a good basis for comparing the costs of different loans, so long as the loans are all for the same term.
** Annual Equivalent Rate (AER):
A measure of the rate of return on a deposit or investment that provides a like-with-like comparison between alternatives. If there is €110 in an account a year after €100 was lodged in it the return in AER terms has been 10%. That's assuming that interest has been credited in full and that no withdrawals or lodgements were made to the account.
† Accounts no longer on sale
Example
An overdraft of €1500.00 over a period of 12 months at a rate of 10.25% will result in a total amount payable of €1584.60. Monthly instalments would be €132.05. There are no additional charges applicable when the required repayments are maintained.
For further information please read our
'Clear and Simple - Personal fees and charges explained' brochure (PDF 96KB).