24/724/7

The 24/7 current account from National Irish Bank does exactly what it says on the tin. As the name suggests, 24/7 gives you all your basic everyday banking services in one simple, streamlined package and is available online 24 hours a day, 7 days a week. So take the hassle out of personal banking. Find out more about the 24/7 current account today.

 
Personal Customers:
Overdrafts & Card Accounts
Rate
Card
APR*
Prestige Package
Overdraft & MasterCard Platinum Card Account
9.75%
14.38%
Easy Plus Package
Overdraft & MasterCard Gold Card Account
10.25%
14.95%
Freedom Package†
Overdraft
9.00%
MasterCard Standard Card Account
11.00%
15.81%
24/7

Overdraft

11.00%

14.5%^

Credit Card Account
11.00%
15.81%
Visa Card
15.00%
20.51%
Principal Overdraft†
Including Principal Offset
11.60%
Personal Overdraft
Including Offset Accounts
12.10%

Interest bearing current accounts
Rate
Freebank†
0.05%
Student Account†
0.05%
Principal Account & Offset†
0.05%
Easy Plus
0.75%
Prestige
1.00%
Freedom†
2.00%

Unauthorised Overdraft Surcharge
Rate
Charged on amounts in excess of agreed facilities in addition to the rate applicable to the account
9.00%

*APR - Annual Percentage Rate
The annual rate of interest charged on a loan taking account of all the costs involved over the term of the loan, such as any set-up charges and the interest rate.  It is a good basis for comparing the costs of different loans, so long as the loans are all for the same term.
† Accounts no longer on sale
^ Does not include Renewal fee

Example
An overdraft of €1500.00 over a period of 12 months at a rate of 10.25% will result in a total amount payable of €1584.60. Monthly instalments would be €132.05. There are no additional charges applicable when the required repayments are maintained.

Get your 24/7 account for €5 quarterly plus transaction fees.

For further information please read our Clear and Simple - Personal fees and charges explained brochure (PDF).

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Danske Bank A/S (trading as National Irish Bank and NIB) is authorised by The Danish FSA in Denmark and is regulated by the Central Bank of Ireland for conduct of business rules. Registered Branch in Ireland Number 905623. Registered Office: 3 Harbourmaster Place, I.F.S.C, Dublin 1. Registered office in Denmark: 2-12, Holmens Kanal, DK-1092, Copenhagen K, Denmark. Details of all Danske Bank A/S directors can be viewed at its registered offices. Danske Bank A/S Irish branch trades as National Irish Bank and NIB. Danske Bank A/S is a plc registered in Copenhagen, CVR-no. 61126228, at the Danish DCCA.

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