During periods of falling interest rates, the monthly repayments on a variable rate loan will fall.
| Owner Occupier rates |
Rate |
APR* |
| Home Loan Variable rate |
4.35% |
4.44% |
| Offset Mortgage |
4.60% |
4.70% |
| Standard Variable Rate (Annuity & Endownment)** |
4.35% |
4.44% |
*APR - Annual Percentage Rate
Easy Plus and Prestige Home Loan Discounts:
Eligibility for these discounts is limited to holders of a Prestige or Easy Plus Package.
- Customers with a Prestige package may be eligible for a discount of 0.45% of the applicable Home Loan Variable rate
- Customers with an Easy Plus package may be eligible for a discount of 0.20% of the applicable Home Loan Variable rate.
Terms and Conditions apply, and are subject to relevant credit assessment.
*Subject to certain qualifying criteria. Package maintenance fees apply. Normal lending Terms and Conditions Apply. This Prestige and Easy Plus Home Loan Discount cannot be used with any other discount or preferential terms on the same Housing loan. If, for any reason, the relevant Package Account is closed or a cessation of the payment of your salary into this account, the interest rate will revert to the prevailing Home Loan Variable Rate. For the avoidance of doubt, customers who have an ECB Tracker Rate or who are eligible to return to an ECB Tracker Rate during the lifetime of their loan will not be eligible for these discounts.
** Includes existing Investment Home Loans and Bridging Loans