As the name suggests, the interest rate you pay on a National Irish Bank variable rate home loan may change in line with any fluctuations in general interest rates. When interest rates go down, your monthly repayments do likewise. However when interest rates rise, your monthly repayments will increase too. You can also make lump sum repayments at any time without any penalty.
You may also be eligible to earn a preferential rate today by opening or switching to our Easy Plus or Prestige current account packages and earn up to 0.45% discount from our Home Loan Variable Rate*. Standard fees and charges will apply.
*Terms and Conditions apply, salary or equivalent regular income required to be mandated to the account. Loans subject to credit assessment.